Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...
From thermostats that learn your habits to sensors that detect water leaks, connected technology is changing the way we live—and the way insurance companies think about risk. For homeowners, these devices do more than make life easier. They can help prevent costly damage, alert you before problems escalate, and even lower your insurance premiums. Many insurers are now rewarding homeowners who adopt smart technology with...
When a storm damages your home, urgency sets in. You want repairs done quickly and safely. But the rush to fix things can make homeowners vulnerable to unscrupulous contractors offering speed over quality. Choosing the right contractor takes care and diligence. Vetting and Selecting a Reliable Contractor Don’t rush to hire After storms, predatory storm chasers often canvass neighborhoods, offering immediate repairs or demanding deposits...
Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are involved in more than 10,000 home fires per year. This guide helps explain common grilling risks, shares best safety practices and outlines the steps you can take in an emergency. Where should you place your grill? Placing your grill in an open,...
When a storm is coming, it’s important to go through a checklist to ensure your property will be as safe as possible. The same checklist is important for insurance—but it should happen before the storm is even visible on the radar. Here are some tips to stay a step ahead: Talk about Storms with Your Agent Early and Often Don’t wait for news alerts to...
