Category: Personal Insurance 2

Chimney check-up

Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412.650.5700 An annual chimney inspection keeps your hearth in good working order. By: Abby Badach The fireplace may be a happy spot for the family to gather ‘round. But did you know that fireplaces and chimneys caused 27,200 residential fires in the United States in 2008—and that those blazes caused $147.6 million in property damage...

A teen driver on your insurance?

The average increase in premiums across 25 cities was 156% after a teen was added to a policy, and that's under the best of circumstances. By MSN Money partner on Tue, Jul 26, 2011 2:14 PM http://money.msn.com/saving-money-tips/post.aspx?post=af0aaf0f-7fc1-4d16-aa63-c78584d67af8...

Making Waves? Protect Your Boat

Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 Making Waves? Protect Your Boat Many people believe sailboats or powerboats are covered under their auto or homeowners policies. But, for most insurers, that isn't the case. Consider this:     Typically, an auto policy won’t provide liability or physical damage coverage for a boat. Most homeowners policies provide a limited amount of coverage...

Even Renters Need to Protect Their Homes

Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 Even Renters Need to Protect Their Homes, It may not be a house, but your apartment is still a home, filled with memories and personal belongings. The best way to keep them financially protected is with renters insurance.* (Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your...

If a meteor hits your house, are you covered?

Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 A meteor hits your home. Are you covered? You hit a deer with your car. Covered? While we’re always here to help walk you through the intricacies of your ERIE policy, here are some basic rules of thumb about home and auto coverage. Specifics depend on your policy, and please call us if you...