Category: Home Insurance

As the Weather Chills, Here Are 10 Tips to Stay Warm and Healthy

As a local insurance agency providing life insurance coverage, our agents are very aware of the increased health risks over the cold winter months. Injuries as a result of car accidents in wet or icy conditions, slip and fall accidents, and cases of injury from prolonged exposure all rise over the winter months. Those who are not properly prepared for the weather, and those who are already predisposed to injury... Read Article

9 Ways to Save on Insurance

What do losing weight, growing older and buying a burglar alarm have in common? According to U.S. News & World Report, they’re all potential ways to save on insurance. The writer cautions, however, not to go overboard. “You have insurance for a reason: You want it to pay off if you need to use it. So remember that you get what you pay for, and... Read Article

Top Smart Home Technology

Most of us have smartphones. Many of us also have cars with smart technologies. But what about smart homes? Most smart home technology integrates with a personal phone or tablet so you can control your home from virtually anywhere. This makes smart home technology easy and ultra convenient–and those are two reasons why it’s becoming the new gold standard for homes. Interested in upgrading your... Read Article

Even Renters Need to Protect Their Homes

Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 Even Renters Need to Protect Their Homes, It may not be a house, but your apartment is still a home, filled with memories and personal belongings. The best way to keep them financially protected is with renters insurance.* (Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your... Read Article

If a meteor hits your house, are you covered?

Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 A meteor hits your home. Are you covered? You hit a deer with your car. Covered? While we’re always here to help walk you through the intricacies of your ERIE policy, here are some basic rules of thumb about home and auto coverage. Specifics depend on your policy, and please call us if you... Read Article