Let’s Talk
INSURANCE
Presented by
Timothy C. McElhinny,
CIC, LUTCF, Partner,
McElhinny Insurance
WHAT HOMEOWNERS’
POLICIES DON’T COVER
If a flood, earthquake, or a leaking municipal pipe in your
basement were to damage your home, would your
homeowners insurance cover it? If you said “yes,” you
would be wrong. You also would have a lot of company.
According to a survey of homeowners conducted by the
National Association of Insurance Commissioners, one third
of the people surveyed through their homeowners policy
covered flood insurance. Slightly over half of the
respondents thought they would be covered in the event
that water lines broke, and more than a third felt assured
that coverage would be offered for earthquake damage.
The fact is that 90% of natural disasters are accompanied
by some form of flooding for which homeowners must
pursue coverage.
Have you covered all the bases necessary so that your
home is properly insured? Does your current homeowner’s
insurance cover you adequately? At McELHINNY
INSURANCE AGENCY, LLC, we would be very pleased if you
placed your trust and business with us. Insurance is a
complex business. That’s why we take very seriously our
professional responsibility to help you make the insurance
decisions that are right for you – not offering you a onesize-
fits-all policy. We’re located at 5624 Brownsville Rd.,
Pittsburgh, where we are committed to demonstrating to
you that your confidence is well placed. If you have any
insurance questions, please feel free to call us at
412.650.5700. We want to serve you for life.
. We want to serve you for life.
Presented by
Timothy C. McElhinny,
CIC, LUTCF, Partner,
McElhinny Insurance
NOTE: Flood insurance has not been a part of homeowners policies since
the 1920s and 1930s. Congress made special policies available under the
National Flood Insurance Program.
5624 Brownsville Road • Pittsburgh, PA 15236
412-650-5700
Email: tim@mcelhinny.com
Web Address: mcelhinny.com
