Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?

Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...

7 Tips To Help Your New Year’s Resolution Stick

As the year winds down, people will be making New Year’s resolutions—and lots of them. This year, many Americans will make a New Year’s resolution to get fit, stop smoking, learn French, stress less, and onward and so on. And yet… Anyone who has witnessed a crowded January gym slow to a trickle by February knows that many resolutions just don’t stick. Some studies have...

When Do My Kids Need Their Own Car Insurance Policy?

Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...

11 Tips For A Safe & Fun New Year’s Eve

As the new year approaches, there are plenty of ways to celebrate. You can watch the ball drop with your family, host a gathering with friends, or even count down until midnight at a public party. But whether you’re ringing in the new year at home or spending a night out on the town, safety should always be a top priority. Here are a few...

Understanding Kidnap & Ransom Insurance

Kidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...