Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

What Will My General Liability Insurance Cover?

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...

6 Ideas For Your Next Family Game Night

Looking for a way to spend quality time with your kids – while pulling them away from their electronic screens and devices? Try getting everyone together for a family game night. To some, game night may seem old-fashioned. But it’s still a great way to bond with the whole family, enjoy a few laughs, and get your competitive juices flowing. In fact, research has shown...

Do I Need Tornado Insurance In My Area?

According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...

Ladder Safety Tips: How To Choose The Right Ladder & Climb It Safely

When it comes to home maintenance, not every task happens at eye level. So whether you’re changing a light bulb or cleaning your gutters, a ladder is often needed to bring your project within reach. You may not think of these jobs as particularly dangerous, but there’s risk involved any time you leave the ground – even if it's only a few feet. In fact,...

Help Your House Recover From Frost Heave

Frost heave occurs when ice forms underneath soil. As the frozen soil switches between freezing and thawing, it can cause the very foundation of your house to shift since frozen soil has about 10 percent more volume than dry soil. This can lead to serious structural damage to your foundation. Frost heave can happen in any place that experiences cold temperatures. Yet it is most...