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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

DANGEROUS TALK! Cell Phone Useage While Driving

Let’s Talk INSURANCE Presented by Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance DANGEROUS TALK The latest study concerning the effects of mobile phone use on drivers shows that talking on the phone is more distracting than even the most talkative passenger. Whether a driver uses a hand-held phone or a hands-free device, talking on a phone can make driving dangerous, causing drivers to follow...

WATCHING OUT FOR THE OTHER GUY.

It is not enough to mind your own p’s and q’s when it comes to auto safety and insurance; you also have to keep an eye out for other drivers, particularly when it comes to those who shirk their responsibilities. The fact is that the downturn in the economy has left many vehicle owners either without the means to purchase adequate auto insurance coverage or...

10 Car Care Tips

Ten Car Care Tips Consistent car care is the health insurance for your car. To help keep your car on the road and running in top condition, review these 10 maintenance tips: Review your owner’s manual, which explains how the car works. The manual is the first step to becoming a maintenance savvy car owner. Change the motor oil and filter regularly. Engine oil is...

Is Your Home Porperly Protected Against Flood?

Let’s Talk INSURANCE Presented by   Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance WHAT HOMEOWNERS’ POLICIES DON’T COVER   If a flood, earthquake, or a leaking municipal pipe in your basement were to damage your home, would your homeowners insurance cover it? If you said “yes," you would be wrong. You also would have a lot of company. According to a survey of homeowners...

DOWN THE ROAD-How Technology Will Change Auto Insurance

Let’s Talk INSURANCE Presented by   Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance DOWN THE ROAD As any owner of a late-model vehicle knows, computer technology is exerting an ever-increasing influence on the auto industry. In addition, information technology is also having an effect on the way that automobile insurers analyze data and service their customers. To begin with, increased computer power enables insurance...