http://www.mcelhinny.com/blog/ View the McElhinny Insurance Agency LLC website blog. en-us Fri, 10 Sep 2010 13:52:28 -0500 http://www.mcelhinny.com/blog/Is_Your_Child_Headed_off_to_College_Some_Things_You_Should_Know_First.aspx Headed to College?   It’s nearly that time of year again—back to school. If you’re helping one of your children go off to college for the first time or return to college, we might be able to help you save some money and gain some extra protection. Here are four things to consider about insurance when a child goes off to school.   1. You could get a discount on your auto insurance – Because you’ll have one less driver living at home when your son or daught... Tue, 31 Aug 2010 15:20:05 -0500 http://www.mcelhinny.com/blog.aspx?entry=f405a0da-1a50-4f42-b8d1-fbb55aec5bfe http://www.mcelhinny.com/blog/GET_TO_KNOW_ERIE_INSURANCE.aspx   GET TO KNOW ERIE INSURANCE Our industry rankings:   * 2010 J.D. Power and Associates Award for "Highest in Customer Satisfaction with the Auto Insurance Shopping    Experience, Three Years in a Row"** • 18th largest property/casualty insurer in the United States based on total lines net premium written. • $3.8+ in net property/casualty premium. • 16th largest automobile insurer in the United States based on direct premiums written. • Third... Mon, 16 Aug 2010 13:49:45 -0500 http://www.mcelhinny.com/blog.aspx?entry=496eab1e-57cb-47be-ab07-4628234bcf7d http://www.mcelhinny.com/blog/ERIE_Auto_Insurance_Discounts_Available.aspx Auto Features and Discounts Discounts for All States except New York and North Carolina What it’s called Who qualifies What it gets you First Accident Forgiveness Exchange/Preferred Customers No surcharge for your first at-fault accident ... Tue, 27 Jul 2010 11:19:17 -0500 http://www.mcelhinny.com/blog.aspx?entry=e33bb965-7c1d-4274-a37b-d834be9762e7 http://www.mcelhinny.com/blog/Erie_Insurance_Named_in_2010_Wards_50_Top_Performing_Insurance_Companies.aspx Erie Insurance Named in 2010 Ward's 50 Top Performing Insurance Companies (Erie, Pa.) July 19, 2010 - Erie Insurance is once again being recognized on the list of Ward's 50 Group of top performing insurance companies. This is the 20th consecutive year Ward Group has conducted the analysis, and 13th time ERIE has been on the national list. "This recognition affirms our commitment to a strong balance sheet and an operating model that allows us to meet our customers' needs," said Terrence W. Cava... Mon, 19 Jul 2010 12:38:10 -0500 http://www.mcelhinny.com/blog.aspx?entry=28f3bcd3-a898-48ec-b505-98aca30e11a7 http://www.mcelhinny.com/blog/McElhinny_Insurance_Agency_Featured_in_PITTSBURGH_Magazine.aspx Timothy McElhinny and the McElhinny Insurance Agency LLC are featured in the June 2010 issue of PITTSBURGH MAGAZINE.  The article is titled "Meet Your Pittsburgh 2010 FIVE STAR Home/Auto Insurance Professionals"  The list is compiled by Crescendo business Services.  They surveyed home owners and other industry experts to find Home/Auto Insurance Professionals in the Pittsburgh area who scored highest in overall satisfaction.  Check it out on page-152 in the June 2010 iss... Wed, 23 Jun 2010 10:30:46 -0500 http://www.mcelhinny.com/blog.aspx?entry=812ad44b-d3a1-4b48-87e4-5fa89ceaea86 http://www.mcelhinny.com/blog/What_Medicare_Wont_Do_For_You.aspx Let’s Talk INSURANCE Presented by Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance 5624 Brownsville Road • Pittsburgh, PA 15236 412-650-5700 Email: tim@mcelhinny.com Web Address: www.mcelhinny.com WHAT MEDICARE WON’T DO FOR YOU The government-provided health insurance policy known as Medicare gives Americans over 65 a certain level of coverage, but it certainly does not cover all costs. For instance, Medicare does not provide coverage for dental care, w... Tue, 01 Jun 2010 15:09:48 -0500 http://www.mcelhinny.com/blog.aspx?entry=fabfc64b-253b-4a2f-800e-838fd0226896 http://www.mcelhinny.com/blog/DANGEROUS_TALK_Cell_Phone_Useage_While_Driving.aspx Let’s Talk INSURANCE Presented by Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance DANGEROUS TALK The latest study concerning the effects of mobile phone use on drivers shows that talking on the phone is more distracting than even the most talkative passenger. Whether a driver uses a hand-held phone or a hands-free device, talking on a phone can make driving dangerous, causing drivers to follow too closely and miss exits. The study, which involved drivers between the a... Tue, 11 May 2010 15:58:29 -0500 http://www.mcelhinny.com/blog.aspx?entry=7375a916-faf0-400b-a4af-21d88b9a4c6b http://www.mcelhinny.com/blog/WATCHING_OUT_FOR_THE_OTHER_GUY.aspx It is not enough to mind your own p’s and q’s when it comes to auto safety and insurance; you also have to keep an eye out for other drivers, particularly when it comes to those who shirk their responsibilities. The fact is that the downturn in the economy has left many vehicle owners either without the means to purchase adequate auto insurance coverage or any at all. The real misfortune strikes when responsible vehicle owners are involved in accidents with their lessresponsible counterparts. Wi... Fri, 23 Apr 2010 10:43:43 -0500 http://www.mcelhinny.com/blog.aspx?entry=d6795991-6404-495c-823a-1eacea17fcdb http://www.mcelhinny.com/blog/10_Car_Care_Tips.aspx Ten Car Care Tips Consistent car care is the health insurance for your car. To help keep your car on the road and running in top condition, review these 10 maintenance tips: Review your owner’s manual, which explains how the car works. The manual is the first step to becoming a maintenance savvy car owner. Change the motor oil and filter regularly. Engine oil is the most vital fluid your vehicle needs to operate. Most car manufacturers recommend changing the oil every three months or 3,... Fri, 09 Apr 2010 12:08:02 -0500 http://www.mcelhinny.com/blog.aspx?entry=6da3fb5c-645e-4091-8c4a-29a7554267a8 http://www.mcelhinny.com/blog/Is_Your_Home_Porperly_Protected_Against_Flood.aspx Let’s Talk INSURANCE Presented by   Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance WHAT HOMEOWNERS’ POLICIES DON’T COVER   If a flood, earthquake, or a leaking municipal pipe in your basement were to damage your home, would your homeowners insurance cover it? If you said “yes,” you would be wrong. You also would have a lot of company. According to a survey of homeowners conducted by the National Association of Insurance Commissioners, one third of the people sur... Fri, 26 Mar 2010 13:44:02 -0500 http://www.mcelhinny.com/blog.aspx?entry=95787d97-841e-4702-b8d2-49487fb68262 http://www.mcelhinny.com/blog/DOWN_THE_ROAD-How_Technology_Will_Change_Auto_Insurance.aspx   Let’s Talk INSURANCE Presented by   Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance DOWN THE ROAD As any owner of a late-model vehicle knows, computer technology is exerting an ever-increasing influence on the auto industry. In addition, information technology is also having an effect on the way that automobile insurers analyze data and service their customers. To begin with, increased computer power enables insurance companies to assess data about drivers based on ... Thu, 18 Mar 2010 10:13:42 -0500 http://www.mcelhinny.com/blog.aspx?entry=74bbee08-5425-4e94-ae08-bf17261686f4