The latest study concerning the effects of mobile phone

use on drivers shows that talking on the phone is more

distracting than even the most talkative passenger. Whether a

driver uses a hand-held phone or a hands-free device, talking

on a phone can make driving dangerous, causing drivers to

follow too closely and miss exits. The study, which involved

drivers between the ages of 18 and 49 years, showed that

talking on a cell phone can slow reaction time of young adult

drivers to levels associated with senior citizens. The study

went on to say that passengers do not pose as much of a

distraction to drivers because they are often silent or act as

another set of eyes.

Cell phone use may not affect your insurance rates per se,

but if you receive a ticket where there’s a ban in place, you

can probably expect higher premiums. At McELHINNY

INSURANCE AGENCY, LLC, we want to make sure

you understand all facets of your auto insurance policy. If

you’re unsure of what is covered and not covered, don’t

hesitate to call us at 412.650.5700. Maybe it’s time to

review the policies you currently have and make sure you’re

fully or adequately covered for you and your specific

situation. We’re a professional agency with personal service.

We’re located at 5624 Brownsville Rd., Pittsburgh.